Luke Kozlowski brings a unique combination of discipline, expertise, and heart to the world of health insurance and team leadership. With a background as both a health sciences academic and a former professional athlete, Luke is known for his high standards, sharp execution, and relentless pursuit of excellence in every aspect of his work.

A graduate of the University of Tampa, where he earned a Bachelor’s Degree in Health Sciences & Human Performance (Cum Laude), Luke’s approach to the insurance industry is rooted in continuous learning and mastery. From advanced underwriting strategies to evolving product knowledge and compliance, he stays ahead of the curve to ensure clients receive only the most informed, ethical, and effective guidance.

Luke is equally passionate about leadership—educating and empowering his team through trust, clear communication, and a servant leadership style. Whether working with clients or mentoring agents, he creates clarity, drives performance, and delivers consistent results built on integrity and care.